WHAT WE OFFER
- Great customer service: At Sunshine Mortgage Brokers we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
- Superior loans and mortgages: We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
- Clients come first: We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.
Why Should you use a Local Mortgage Broker?
Communication and Trust
With a local mortgage broker, you’re able to have face-to-face interaction. They’re able to meet with you one-on-one to discuss goals and address challenges. These in-person meetings can increase your comfort level on the sensitive subject of mortgage payments and finances. They instill a sense of trust and boost your confidence to ask all the tough questions and get the answers you need to make an informed decision.
Realtors and other professionals in the real estate market also like to work with local people, so they’ve probably collaborated before. They have already established a solid working relationship and are familiar with each other’s communication styles and work ethic. Since the team involved in helping you purchase your home has worked together before, you can rest easy that they already have a process in place for efficiency and are more likely to communicate effectively every step of the way.
Local mortgage professionals understand that home buying isn’t strictly a 9-5 task. They know that negotiations sometimes take place late at night or on weekends, and issues might come up that need to be addressed right away. Larger banks tend to close and be unavailable. However, local mortgage brokers work when you need them, so you can make an offer immediately when you’ve found the right home.
Familiarity with the Local Market and Lenders
Local mortgage brokers are very familiar with the real estate market of your particular area. In fact, some sellers won’t even consider working with an out-of-state lender; they would prefer someone with an in-depth knowledge of the area and value of a neighborhood. That’s the type of expertise only local professionals can provide. Also, an experienced mortgage broker like Upstate Mortgage knows the best places to get a mortgage and will normally have lower rates and fees than direct lenders.
Supporting the Local Economy
When you support local workers, you support your economy! There’s been a large movement in recent years to shop and do business locally, and this push has even affected the real estate and financial realm. Using a local mortgage broker allows you to stimulate the economy in your own community.So while you’re searching for a lender, search local! Have more questions? Let’s chat about how we can help you through this process.